Terms & Conditions
Last Updated: October 2025
Welcome to Ambika Associate! By accessing or using our website www.ambikaassociate.in, you agree to abide by these Terms & Conditions. Please read them carefully before using our services.
1. Introduction
Ambika Associate is a financial consultancy firm that connects customers with authorized banks, NBFCs, and insurance companies. We specialize in helping individuals and businesses obtain loans, insurance policies, and financial products at the best possible terms.
We are not a lender or an insurance company; we simply act as a facilitator or agent to assist customers with financial documentation, product selection, and application processes.
2. Scope of Services
Our services include consultancy and processing support for:
- Home Loans
- Personal Loans
- Business Loans
- Construction Equipment Loans
- Commercial Vehicle Loans
- Loan Against Property
- Education Loans
- Gold Loans
- Insurance Policies
- Credit Cards and other Financial Products
While we strive to provide the most suitable and updated options, the final approval, eligibility, and disbursement decisions rest entirely with the respective banks or financial institutions.
3. Accuracy of Information
You agree to provide true, complete, and accurate information when filling any form or communicating with Ambika Associate.
We are not responsible for any delays or rejections caused by incorrect or incomplete data submitted by users.
4. Third-Party Involvement
All financial products and services displayed on our website are offered by third-party providers. Ambika Associate acts only as an intermediary and cannot be held liable for any decisions, rejections, or losses caused by the partner institutions.
5. Communication and Marketing
By submitting your information through our website or Google Forms, you authorize us to contact you via email, call, or message to discuss financial products or services.
We may also send promotional offers or newsletters. You can opt-out anytime by replying with “STOP” to our communication.
6. Intellectual Property
All content on our website, including text, images, design, and graphics, are the property of Ambika Associate. Any unauthorized copying, reuse, or redistribution is prohibited without prior written permission.
7. Disclaimer
Ambika Associate does not guarantee loan or insurance approval. All offers, rates, and terms are subject to the respective financial institutions’ policies.
We will not be responsible for any financial loss, service delay, or dispute that occurs between the customer and the third-party provider.
8. Limitation of Liability
Under no circumstances shall Ambika Associate, its team, or partners be held liable for indirect or consequential damages arising from the use or inability to use our services.
9. Governing Law
These Terms & Conditions are governed by the laws of India. Any disputes will be settled under the jurisdiction of the courts of Satna, Madhya Pradesh.
10. Contact Us
If you have any questions about these Terms or wish to get in touch, please contact:
📧 Email: contact@ambikaassociate.in
📞 Phone: 7580945505
🏢 Address: Anupam Complex, Panna Khajuraho Rd, South Pateri, Satna, Madhya Pradesh 485001